A big snow or ice storm is one of life’s big “interrupters”. While kids gear up for a snow day, adults consider hazardous road conditions and coordinate the ever-so-dreaded grocery trip in a packed supermarket. On top of all these considerations, a decent snow storm can take out a few shingles if your roof, especially if it is a little old. How do you get the best chance at getting these costs reimbursed by your insurance? We’ll give you some basic tips to help maximize your insurance claim.
Document, Document, Document!
As soon as you notice damage, don’t delay getting photo and video evidence. Take pictures and record video footage of the spots where your roof is missing shingles or beginning to leak. You don’t have to get on your roof to do this step, but instead, use the “zoom” feature of your camera to get close. Going on a roof when it’s slick after a snowstorm is dangerous and should be avoided. Write down the day and the time you noticed the damage as well as when the storm happened. This information will be useful for your homeowners insurance company as well as your roofing contractors.
Check Your Insurance Plan
Every home insurance plan must meet your state’s minimal requirements, but it’s important to check exactly what is covered in case of a storm. Thankfully, the homeowners insurance plan covers damage from hail, wind-driven rain, wind-driven snow, and wind damage. You may also get help with damage related to snow that enters your home due to a breach. Before you contact your insurance, make sure you know what kind of coverage you have so you can confidently make a claim.
However, to make your claim even stronger, get some pros to help you confirm a solid case for storm damage.
Get A Roof Inspection
If there is damage on your roof due to a winter storm, a roofing expert can confirm the cause. This professional can also tell you if the damage isn’t storm-related, which will spare you from making false claim. If you call Noble Roofing, we will send over an experienced contractor to assess the damage and provide a detailed professional report of the damage. This can be used as evidence for your insurance company to review. With a professionally-backed inspection that verifies storm damage, you have the strongest claim possible.
Fix Your Roof ASAP
While the claim processes, there is no reason to delay the repairs. The longer you wait, the bigger the damage will become from melted snow, which can cause rot in your rafters, ceiling, and walls. Nipping the problem in the bud will ensure the lowest repair costs, which also helps with smoothing over insurance claims. Our experts will make sure that your roof is back to working order and has the best chance of withstanding any storms to come.
Storm Damage Roof Repairs in Northern Virginia
If acts of nature like hail, strong winds, hurricanes, and tornadoes come your way, have your insurance plan handy so you know what your plan can reimburse you for.
Whether you’re looking for better form or function, or simply feel that a new roof is in order, trust Noble Roofing, the preferred choice for roof replacement in Centreville VA and surrounding cities. Give us a call at (703) 404-0505 to speak with our roofing experts. You can also request a free estimate through our online request form today.